Partnership & Finance Overview

AT Aviation Sales Ltd works in partnership with Buckley Aircraft Finance, an industry-leading aircraft finance brokerage.

We work closely together to bring competitive finance solutions to the market and are confident that customers will receive an efficient, professional, and transparent service with finance decisions available in as little as 24 hours.

Finance examples have been published alongside each aircraft for sale on our website to give an indication of typical costs using two common finance structures. Bespoke quotations are available upon request.

Buckley Aircraft Finance has prepared the following information to explain the finance options that may be available when purchasing an aircraft through AT Aviation Sales Ltd.

Main benefits

Why Finance Your Next Aircraft?

Request more info

Used aircraft generally tend to hold their value well, provided they are properly maintained. Financing can therefore be an effective way to acquire your next aircraft while retaining capital in the business or bank, spreading the cost through manageable monthly payments tailored to your budget.

Finance is available to UK-based individuals and businesses, subject to status, with affordability and credit checks carried out by the lender.

Buckley Aircraft Finance can work alongside your accountant and solicitor to support VAT treatment, ownership structures, and registration considerations where required, although tax advice should always be taken independently.

What Types of Finance Are Available?

There are several ways to finance an aircraft purchase. Below is an explanation of the two finance structures for which example illustrations are provided on the AT Aviation Sales website, together with their key advantages and disadvantages.

Finance structure one

Aircraft Mortgage – No Balloon

This is a straightforward credit sale agreement. You pay an initial deposit followed by fixed monthly instalments over an agreed term, typically between 18 and 84 months. The repayments include interest.

A document fee is payable with the first monthly instalment, covering the finance company’s administration costs and registration of the aircraft mortgage with the Civil Aviation Authority. There is no option-to-purchase fee at the end of the agreement.

Ask more details
advantages
Term to suit you, from 18–84 months
As little as 10% deposit required
You own the aircraft outright at the end of the term
The loan is secured on the aircraft via a CAA-registered mortgage
Fixed rate of interest or variable depending on aircraft / preference
disadvantages
Failure to maintain repayments may result in repossession
A personal guarantee may sometimes be required
Early settlement may incur an interest penalty
Finance structure two

Aircraft Mortgage – With Balloon Payment

This structure is similar to a standard credit sale, but with a proportion of the capital balance deferred to the end of the agreement as a balloon payment. Depending on the circumstances, the balloon can be as high as 50% of the aircraft value, or set at a lower level to suit your objectives.

Ask more details
advantages
Term to suit you, from 18–84 months
As little as 10% deposit required
You own the aircraft outright at the end of the term
The loan is secured on the aircraft via a CAA-registered mortgage
Fixed rate of interest or variable depending on aircraft / preference
disadvantages
Failure to maintain repayments may result in repossession
A personal guarantee may sometimes be required
Early settlement may incur an interest penalty
Feel free to reach out if you have any questions or would like to discuss more details with us about aircraft finance.
Reach out
By clicking "Accept all cookies", you consent to the storage of cookies on your device to improve site navigation, analyze site usage and assist in our marketing efforts. See our Privacy Policy for more information.